CENTURY 21: Your Guide to Buying a Home
Ready to make one of life's biggest investments? Buying a home is exciting, but it raises questions. As a CENTURY 21® REALTOR®, Paige McCann, is more than just an agent – Paige is your partner throughout the home buying process. Trust my expertise to find your dream home.
CENTURY 21: Your Guide to Buying a Home
Ready to make one of life's biggest investments? Buying a home is exciting, but it raises questions. As a CENTURY 21® REALTOR®, Paige McCann, is more than just an agent – Paige is your partner throughout the home buying process. Trust my expertise to find your dream home.
YOUR HOME BUYING PARTNER: FIND YOUR PERFECT IN LONDON, ON
Buying a home is more than just a transaction – it's about finding the perfect place to match your needs. I'm here to streamline your search, uncovering hidden gems and ensuring you consider every factor – schools, community, and long-term investment potential. My powerful property search tools and market knowledge give you the edge to find the ideal home. When you're ready, I'll leverage my expertise to negotiate the best possible price and navigate every detail for a smooth closing.
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HOME BUYER'S GLOSSARY
AMORTIZATION SCHEDULE
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
Equity
The process of determining the market value of a property.
Mortgage
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
Term
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
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Achieve Your London, ON Homeownership Dreams
Ready to find your perfect place in London, Ontario? I'm here to guide you on your homeownership journey. Let's start the process today and tap into my:
The Ralph Real Estate Team
Century 21 First Canadian Corp.
INFO & SERVICES
420 York Street, London, ON N6B1R1
(519) 860-4456
INFO & SERVICES
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